Commercial Lending

With responsive, local services, we can provide the convenient access to business financing which is critical to your success. 


Term Loans

Typically used to purchase assets such as equipment, vehicles, furniture and fixtures. Term Loans are also available for business expansion and debt consolidation purposes. Competitive fixed rates are available for terms up to 10 years.


Lines of Credit

With a business line of credit, funds are available when you need them, and you will pay no interest until you draw on the line. Whether you are purchasing new equipment, arranging for seasonal working capital, or planning for short-term financing needs, a business line of credit gives you the flexibility you need.


Letters of Credit

We offer a wide array of letters of credit to meet your financial needs, including documentary, stand-by and international letters of credit. Let us help facilitate these specialized business transactions.


Real Estate Loans

We offer a full range of commercial real estate services including permanent loans to purchase or refinance existing real estate. Our people have significant experience in construction lending, emphasizing residential projects including land subdivision, multi-family housing, as well as all types of commercial, industrial, and retail developments, and we offer very competitive rates with flexible payment options. 


Discover the Difference.

For more information about how the people of Royal Citizen Bank can help your business, contact us.