Municipal Banking

As your local community bank, Royal Citizen Bank understands the special requirements of municipalities and non-profit business in our market area. We have designed a package of services designed to meet the unique needs of municipal agencies, school districts, and non-profit organizations.

Community Advantage Business Checking

Our Community Advantage Business Checking account allows you to earn a competitive interest rate without the hassle of moving funds to a separate Money Market account. Larger organizations with high account activity may be eligible for earnings credit while earning interest, or may want to explore our other cash management options.

Municipal Credit Facilities

Our experienced lending team is prepared to handle both short and long term municipal financing needs.

Your deposits are insured in full!

All deposits at Royal Citizen Bank are insured in full, with no limit. In addition to FDIC insurance, deposits at Royal Citizen Bank are covered by the Depositors Insurance Fund (DIF), a private, industry-sponsored insurance fund. No bank offers more deposit insurance coverage, a fact that gives our customers unsurpassed peace of mind.